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Money in Real Terms
Calculate inflation impact

Inflation in Canada (2020–2025)

This page estimates how inflation in Canada changed purchasing power from 2020 to 2025. Because inflation compounds, long ranges can show large differences.

For example, CA$1,000 in 2020 is equivalent to approximately CA$1,137 in 2025. That implies an inflation shortfall of CA$137 (12.1%) over the period.

CPI index: 113.7 (2020) → 129.3 (2025) • factor 1.137×

This is a period-level estimate. Inflation affects categories differently (housing, food, energy, services), so your personal experience may vary. The CPI ratio is a useful high-level way to compare “then vs now” purchasing power in Canada.

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Back to Canada2000–20252010–20252015–2025

Canada inflation loss (2020–2025)

See how inflation changes purchasing power over time. Compare two years using CPI ratios to estimate the inflation-adjusted equivalent amount, the inflation shortfall, and the cumulative inflation factor.

Inputs
Choose a country, amount, and two years. Results stay in the same currency (no exchange rates).
Nominal amount in CAD. Example: $1,000.00
Earlier year (when you had the money).
Later year (comparison purchasing power).
Results
In 2025 terms, your $1,000.00 from 2020 is equivalent to:
Equivalent amount in 2025
$1,137.20
Estimated inflation-adjusted equivalent in the end year.
Inflation shortfall
$137.20 (12.06%)
Extra amount needed in end-year prices to match the start-year purchasing power.
Inflation factor
1.1372×
CPI_end / CPI_start.
Method
A × (CPIend/CPIstart)
Defined in docs/DATA_MODEL.md.
Purchasing power remaining over time
Value expressed in 2020 prices (CAD).
2020 → 2025
Purchasing power remaining (2020–2025, in 2020 prices)Shows how much purchasing power the nominal amount retains over time, expressed in 2020 prices (CAD), using amount × (CPI[start]/CPI[year]).8509009501,00020202025

Each point shows the CPI-adjusted value in 2020 prices. Lower values indicate less purchasing power.

CPI values vary by source and methodology. This site uses locally stored CPI series and the formula in docs/DATA_MODEL.md.

Back to Canada

Key insights for Canada (2020–2025)

  • Total inflation (CPI): 13.7%.
  • Annualized inflation rate: 2.6% per year.

Largest YoY CPI increases (top 3):

  • 2022: +2.7% YoY
  • 2025: +2.6% YoY
  • 2024: +2.6% YoY

CPI-based estimates; year-to-year values can be volatile.

Country context

Data coverage and source details for the CPI series used on this page.

Currency
CAD (dollars)
CPI coverage
2000–2025
Source
OECD CPI (Index, 2015=100)

Related ranges

2000–20252010–20252015–2025

Popular amounts

CA$1,000CA$5,000CA$10,000

FAQ

Answers to common questions about CPI-based inflation loss estimates.

How much inflation occurred in Canada from 2020 to 2025?

The calculator uses the CPI ratio between the two years to estimate the cumulative change in prices over the period.

What does “equivalent amount” mean on this page?

Equivalent amount estimates what your start-year amount would be in end-year prices (same currency), using CPI ratios.

Is the result guaranteed to match my personal spending?

No. CPI measures average consumer price changes. Individual experiences vary depending on spending patterns and local prices.